Judge Judy

A woman makes the ill‑fated decision to co‑sign a loan for a $28,000 car together with her retired ex‑boyfriend. The arrangement, intended to secure the vehicle, quickly proves disastrous for her finances, her credit rating, personal stability and creates long‑term complications.

Series 21 is presented as a programme and is classified specifically as an episode. Though listed simply as an episode, the designation of Series 21 places it within a broader catalogue of installments. Its format follows that of a typical television episode, fitting neatly into the programme type. The story centres on a woman who decides to become a co‑signatory on a vehicle loan. The loan is for a car priced at $28,000 and she signs alongside her former boyfriend, who is now retired. Her choice to share responsibility for the financing is portrayed as ill‑fated from the outset, and her signature binds her to the loan even though she does not purchase the car herself. By agreeing to co‑sign, she effectively links her credit to the purchase of the $28,000 automobile and to the retired ex‑partner. The retired status of her former boyfriend is noted, indicating he is no longer employed, which adds another layer to the financial commitment. Consequently, any obligations arising from the car loan fall partly on her, tying her fortunes to the outcome of the arrangement. The episode highlights the unfortunate consequences that follow her decision, illustrating how a seemingly straightforward co‑signing arrangement can lead to trouble. It presents a cautionary scenario built around a single, ill‑fated financial choice involving a $28,000 vehicle and a former partner.